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How to read a kundli — a sample birth-chart report, step by step

The easiest way to learn to read a kundli (Vedic birth chart) is with a real report beside you. This page shows the main sections of a complete MyAstrology kundli report, each preceded by a short note on how to read it.

⚠️ The native is fictional — 15 January 1990, 10:30 am, Kolkata (India). The sample was produced by the same calculation engine that makes every MyAstrology kundli and PDF report, so your own chart will look exactly like this. The full report for this native runs to 90 pages; eight sections are shown here. (Sample generated: 18 October 2026)

See your own kundli — freeOpen the sample PDF
On this page
  1. Birth details: the foundation
  2. Lagna, Moon sign and birth nakshatra
  3. Rashi chart and Navamsha (the birth chart)
  4. Planetary positions
  5. Planets in the houses
  6. Manglik and Kaal Sarp dosha
  7. Yogas in the chart
  8. Vimshottari dasha: when results come
  9. Gemstone recommendation from the birth chart
  10. What else is in the full report
  11. The software behind this report
  12. Questions and answers

Step 1 — Birth details: the foundation

Everything rests on an accurate date, time and place of birth. The Lagna (ascendant) moves through a whole sign in about two hours on average, so an error of a few minutes can shift the Lagna or the houses. The place gives the latitude and longitude, and the clock that was actually in use there on that day (time zone, war time, summer time).

Sample native: 15 January 1990, 10:30 am, Kolkata (India).

Step 2 — Lagna, Moon sign and birth nakshatra

Three facts identify every kundli —

  • Lagna (ascendant): the sign rising on the eastern horizon at the moment of birth. It is the 1st house of the chart — which is why the birth time matters so much.
  • Moon sign (rashi): the sign the Moon occupies at birth. In everyday Indian usage "my rashi" means this, and daily horoscopes and transits are read from it.
  • Birth nakshatra: the lunar mansion the Moon occupies. The Vimshottari dasha starts from it, and the first letter for a baby's name comes from its pada.
★ Ascendant and birth-data summary
Lagna Rashi
Pisces
Moon sign
Leo
Birth nakshatra
Purva Phalguni

Step 3 — Rashi chart and Navamsha (the birth chart)

This is the North Indian chart. Here the houses are fixed: the top-centre diamond is always the 1st house (the Lagna), and the houses run anticlockwise from it — the triangle to its upper left is the 2nd house, and so on round the chart. The number in each house is the sign placed there (1 = Aries … 12 = Pisces); in the sample the 1st house shows 12, so the Lagna is Pisces.

The small number beside each planet is the serial number of the nakshatra it occupies (Ashwini 1 … Revati 27), and a small ᴿ marks a retrograde planet.

The second chart, the Navamsha (D-9), divides each sign into nine parts; the report uses it for marriage and fortune. Below the sample, the same chart is shown in the other two styles.

Rashi 121234567891011LagnaJup6ᴿKetu9Moon11Mar18Mercury20ᴿSaturn20Sun21Venus21ᴿRahu23
Navamsha 891011121234567LagnaSaturnJupSun★MarKetuVenusRahuMercuryMoon

The same chart in three styles

MyAstrology draws charts in three styles — East Indian (Bengali), North Indian and South Indian — in the kundli, kundli matching, prashna and varshaphal tools. The PDF is printed in whichever style you pick on the page. Above is the North Indian chart; here is the same native's rashi chart in the other two styles:

RashiChart Jup6ᴿKetu9Moon11Mar18Mercury20ᴿSaturn20Sun21Venus21ᴿRahu23Lagna
East Indian — signs fixed: Aries at top-centre, then anticlockwise; corner boxes split diagonally
RashiChart AriesTaurusGeminiCancerLeoVirgoLibraScorpioSagittariusCapricornAquariusPiscesJup6ᴿKetu9Moon11Mar18Mercury20ᴿSaturn20Sun21Venus21ᴿRahu23Lagna
South Indian — signs fixed: Pisces top-left, then clockwise Aries, Taurus …; the centre is empty

Step 4 — Planetary positions

This table holds the numbers behind the chart: each planet's sign and exact degree, and its nakshatra and pada. When two planets share a house in the chart, the degrees show how close they really are. Positions are sidereal (Lahiri ayanamsa).

Planetary positions

PlanetRashiDegreeNakshatra (pada)House
Lagna Pisces 16°33'46" Uttara Bhadrapada 4th pada 1
Sun Capricorn 1°03'33" Uttara Ashadha 2nd pada 11
Moon Leo 20°07'11" Purva Phalguni 3rd pada 6
Mars Scorpio 25°58'48" Jyeshtha 3rd pada 9
MercuryR Sagittarius 17°49'54" Purva Ashadha 2nd pada 10
JupiterR Gemini 9°40'44" Ardra 1st pada 4
VenusR Capricorn 7°08'15" Uttara Ashadha 4th pada 11
Saturn Sagittarius 23°33'31" Purva Ashadha 4th pada 10
Rahu Capricorn 23°59'03" Dhanishtha 1st pada 11
Ketu Cancer 23°59'03" Ashlesha 3rd pada 5

Step 5 — Planets in the houses

The core of reading a kundli: which planet sits in which house, and what it gives. The main matters of the twelve houses —

  • 1st body, personality
  • 2nd wealth, family, speech
  • 3rd courage, siblings
  • 4th mother, home, comfort
  • 5th learning, children
  • 6th enemies, debts, litigation
  • 7th marriage, partners
  • 8th longevity, hidden matters
  • 9th fortune, dharma, father
  • 10th career, profession
  • 11th gains, income
  • 12th expenditure, liberation

Below, the house results for every planet of the sample native, exactly as printed in the report.

Planets in the houses

Sun — Capricorn (Bhava Chalit 10 · whole-sign 11)
The Sun blazes in his own vigour in your tenth house. The tenth is the house of work and the place of the Sun's directional strength (the south). Through that strength the Sun stands at his most powerful here and has given you a splendid capacity for work. Under this placement you will be highly industrious, ambitious and responsible. There is a natural gift of leadership in you which will help you rise quickly at work. You may find success in government service, administration or politics. Responsibility for some large undertaking may come to you, and by your own ability you will carry it through. But remember one thing — do not let your success become the cause of your pride. Stay humble and work with everyone, and your working life will fill with success that touches the sky.
Moon — Leo (house 6)
The Moon is present in your sixth house — the seat of enemies, debt and illness. This placement of the Moon is somewhat testing. Needless worry and fear may work in your mind. You may easily suffer from mental strain. Stomach trouble, poor digestion or waterborne illness may prove your chief enemies. Capable though you are at work, your sensitive mind often finds it hard to settle among colleagues. But the Moon brings a warning here — care for your health, and give up excessive worry. Regular yoga or meditation can bring your peace of mind back.
Mars — Scorpio (house 9)
In your ninth house Mars has made your fortune and your faith fiery. The ninth is the seat of fortune, dharma, the father and higher learning. Under this placement your faith will be firm and you will be ready to fight for your religion and your ideals. Your fortune is good, and you will rise in life by your own valour. Your father will be a strong and influential figure. But your religious conviction may run so strong that you find it hard to respect the faith or opinion of others. Remember: if all roads lead to one God, then give up the thought that yours alone is right. Hold the views of others in respect.
Mercury — Sagittarius (house 10)
Mercury has set a rare gift flowing through your working life in the tenth house — the house of work. Under this placement you will build your career through intellect, learning and communication. You will find particular success as a writer, journalist, teacher, lawyer, businessman, IT specialist or diplomat. At work you will be known for the sharpness of your mind and your ready speech. Whatever work you take up, your style will be smart and quick. But be careful of one thing: you may take on many tasks at once and finish none of them. Remember, to build a coherent career, focus is necessary.
Jupiter — Gemini (house 4)
Jupiter is seated in his most powerful placement in your fourth house (which corresponds to Cancer, the sign of his exaltation). The fourth house stands for the mother, the mind, happiness and vehicles. Under this placement you will be filled all your life with happiness through your mother, and she will be the greatest inspiration and blessing of your life. Your mind will be calm, steady and devout. You will own a fine house, a comfortable vehicle and every kind of worldly comfort. Your heart will be generous and kind. This placement is so auspicious that it has the power to soften many of the unfavourable influences of other planets in your life. Happy yourself, you will love to make others happy. In family life your example will be one others follow.
Venus — Capricorn (house 11)
Venus has sent a breath of spring through your eleventh house — the world of gain and friendship. Under this placement your friends will be many, and most of them artists, people of standing, or from wealthy families. Through your friends you will receive considerable money and advantage. All your material wishes will be fulfilled very easily. In every part of life the share of gain seems to find its way to you. Your presence will be so attractive that you have the power to turn even an enemy into a friend. But in that crowd of friends, do not mistake who the true ones are. Everyone will share your happiness; keep an eye on who stands by you in sorrow.
Saturn — Sagittarius (house 10)
Saturn is seated in a strengthening placement in your tenth house (Capricorn, the tenth sign of the natural zodiac, is Saturn's own sign, and Saturn is the significator of work). The tenth is the house of work. For your working life this is a favourable placement. Under this placement you will be highly ambitious, industrious and successful at work. Step by step you will reach the highest peak of your career. Great responsibilities will come to you, and by your ability and devotion you will carry them through. Your success will be lasting and dignified. You may lead in administration, politics, the judiciary or any large institution. But on the road to that success you will face plenty of obstruction, criticism and envy. You will pass them by as trifles. Remember — the tallest tree meets the strongest wind. Your honesty and your labour are your shield.
Rahu — Capricorn (house 11)
Rahu has brought great success and abundance into the world of your gains and friendships in the eleventh house. This is a highly powerful placement for him, where he shows his full illusory power. Your friends will be a vast army, but most of them will be self-serving and opportunistic. From them you will receive considerable money and advantage. Your wishes will be fulfilled very easily, and it will seem to you that whatever you want, you get. People will marvel at the scale of your gains. But here lies Rahu's greatest trap. In this world of illusion you will forget how to recognise your true friends and your own people. The greatest fall of your life will come from this house, if you cannot restrain greed. Remember that true friends and good relations are the real gain of life.
Ketu — Cancer (house 5)
Ketu in your fifth house has stirred a deep supersensory awareness in the world of your intellect, children and love. Your intellect will be sharp, but it will be drawn more towards spiritual and hidden knowledge than towards worldly subjects. Children may come late, or your child will be of a very grave and mature mind. In love, even when you wish to bind yourself deeply, Ketu's influence will bring separation or distance again and again. However much you fall in love, in the end it will seem that all of it was illusion. This placement wishes to free you from the illusion of love and children and push you towards a deep spiritual truth. If you can take this lesson, your life will be fulfilled.

Step 6 — Manglik and Kaal Sarp dosha

The two questions asked most often before marriage. The report shows which house Mars occupies and whether the dosha forms; Kaal Sarp checks whether all the planets lie on one side of the Rahu–Ketu axis. Even when a dosha is present, the final word on a marriage comes from comparing both charts — see Kundli matching.

Manglik & Kalasarpa dosha

There is no need for undue alarm over Manglik dosha or Kalasarpa yoga. With the right remedy and a careful reading these are readily resolved.
⚠︎ Manglik dosha is present
In the ascendant chart Mars is in the Ninth (9th ) house — this is not a Māṅgalika house.

In the Moon chart Mars is in your Fourth (4th ) house — this is a Manglik house.
Mars in the 4th — tension in domestic life, property disputes.

Effect: There may be delay in marriage, discord in married life and tension in the relationship. However, when Manglik dosha is present, marriage to another Manglik partner cancels the dosha on both sides.

Remedy:
• Worship Hanuman and recite the Sundarakanda every Tuesday
• Fast on Tuesdays or donate red masoor dal
• The Kumbha-vivaha or Vishnu-vivaha rite before marriage
• Wear a 3-faced Rudraksha (to pacify Mars)
• Wear a Red Coral — on expert advice
✓ No Kālasarpa yoga
In your zodiac circle there is no Kālasarpa yoga — all the planets move freely outside the Rāhu–Ketu axis. You are entirely free of this doṣa.

Step 7 — Yogas in the chart

Special planetary combinations — Raj yoga, Dhana yoga, the Pancha Mahapurusha yogas and others. The report lists only the yogas that actually form in this chart, and which planets form each one.

Yogas in the chart

Pisces ascendant — functional nature of the planets and the marakas
Principal maraka: Saturn
PlanetFunctional naturePositionStrength (Shadbala)Special role
SunMalefic11th houseVery strong (7.43)—
MoonAuspicious6th houseStrong (7.17)—
MarsAuspicious9th houseStrong (5.90)—
MercuryMalefic10th houseModerate (7.57)—
JupiterAverage4th houseStrong (8.56)—
VenusMalefic11th houseStrong (6.62)—
SaturnMalefic10th houseModerate (5.20)Maraka
Classical note: A Mars-Jupiter relation is a yogakaraka; Mars is not maraka; Saturn and other malefics act as maraka.
Name of the yogaTypeNaturePlanetary strengthDetails
Lakshmi YogaWealthAuspicious✓ StrongThe 9th lord Mars in its own sign — in the 9th house
Kemadruma DoshaDoshaInauspicious✓ StrongNo planet on either side of the Moon — mental restlessness
Manglik DoshaDoshaInauspicious✓ StrongMars in the 9th house from the ascendant and the 4th from the Moon — care is needed in marriage; see the dosha section for details
Bhumi-Artha-Labha YogaHouse lordAuspicious✓ StrongLord of the 10th house Jupiter and lord of the 11th house Saturn — mutual aspect · a yoga for gaining land, money and goods
Rina-Vyaya YogaHouse lordInauspicious◐ ModerateLord of the 11th house Saturn and lord of the 12th house Saturn — one planet rules both houses · a tendency to debt and excess expenditure — care in saving
Vittahani YogaHouse lordInauspicious✓ StrongLord of the 12th house Saturn and lord of the 1st house Jupiter — mutual aspect · loss of money and heavy expenditure — financial caution
Guide to planetary strength: Yogakaraka planet according to the shastras Strong (✓) means the auspicious yoga gives its full result; Weak (⚠︎) means the result is limited. In an inauspicious yoga a strong planet calls for greater caution. (Based on Shadbala)

Step 8 — Vimshottari dasha: when results come

Houses and yogas tell you what; the dasha tells you when. The Vimshottari cycle lasts 120 years, with nine planetary periods in a fixed order — Ketu 7 · Venus 20 · Sun 6 · Moon 10 · Mars 7 · Rahu 18 · Jupiter 16 · Saturn 19 · Mercury 17 years. It starts from the lord of the birth nakshatra, and the first period is shortened in proportion to the part of the nakshatra the Moon had already crossed. Each mahadasha is divided into nine antardashas.

Vimshottari Dasha

Balance of dasha at birth: Venus daśā, 9.82 years remained

Current Mahadasha: Rahu (3.9 / 18.0 years — 22% complete)

Antardasha: Jupiter (1.24 / 2.40 years — 52% complete)

Sample Native | Born: 15/01/1990 | Time: 10:30 | Place: KolkataVimshottari DashaNo. & daśā lordStartEndDuration1. Venus15-01-199011-11-199910y2. Sun11-11-199911-11-20056y3. Moon11-11-200511-11-201510y4. Mars11-11-201511-11-20227y5. Rahu11-11-202210-11-204018y6. Jupiter10-11-204010-11-205616y7. Saturn10-11-205611-11-207519y8. Mercury11-11-207510-11-209217y9. Ketu10-11-209211-11-20997yAntardasha breakdownVenus AntardashaStartEndJupiter15-01-199010-09-1992Saturn10-09-199211-11-1995Mercury11-11-199511-09-1998Ketu11-09-199811-11-1999Sun AntardashaStartEndSun11-11-199928-02-2000Moon28-02-200029-08-2000Mars29-08-200003-01-2001Rahu03-01-200129-11-2001Jupiter29-11-200117-09-2002Saturn17-09-200230-08-2003Mercury30-08-200305-07-2004Ketu05-07-200410-11-2004Venus10-11-200411-11-2005Moon AntardashaStartEndMoon11-11-200511-09-2006Mars11-09-200612-04-2007Rahu12-04-200710-10-2008Jupiter10-10-200810-02-2010Saturn10-02-201011-09-2011Mercury11-09-201110-02-2013Ketu10-02-201311-09-2013Venus11-09-201312-05-2015Sun12-05-201511-11-2015Mars AntardashaStartEndMars11-11-201508-04-2016Rahu08-04-201627-04-2017Jupiter27-04-201702-04-2018Saturn02-04-201812-05-2019Mercury12-05-201908-05-2020Ketu08-05-202004-10-2020Venus04-10-202005-12-2021Sun05-12-202112-04-2022Moon12-04-202211-11-2022MyAstrology • Dr. Prodyut Acharya

Step 9 — Gemstone recommendation from the birth chart

This page of the report recommends gemstones from the Lagna lord (first) and the 5th lord (second), following the Parashara Hora Shastra as the report itself states — together with remedy mantras for the running dasha, how to wear the stone, and which gemstones must never be worn together.

Gemstones are optional — consult an experienced astrologer before wearing one. More on the nine gemstones and their planets: Gemstones.

✦ Planetary appeasement, remedies and gem advice ✦
Rahu daśā remedies
Mantras and stotras
The Durga Saptashati or the Kali Stotra | Om Ram Rahave Namah (108 times)
Charity
Saturday — blue cloth, black sesame, seven kinds of grain and a coconut
Vratas and service
On Saturdays offer worship at a Kali or Durga temple | help those from other lands
Planetary gem advice
Chosen by the Vedic method from the lords of the ascendant and the fifth house | weight for age 36 years
★ Lagna-lord gemstone (first)  —  Yellow Sapphire (Pukhraj)
Jupiter is your Lagna lord — ruler of the body, health and personality. According to the Parashara Hora Shastra the Lagna lord's gemstone takes the highest priority. A native of any ascendant may wear it without fear.
Weight: 4–6 ratti
Metal: Gold
Finger: Index finger (right hand)
Day: Thursday, at sunrise
Mantra: Oṁ Bṛṁ Bṛhaspataye Namaḥ  (Recite 108 times at sunrise)
✓ Result: Knowledge, dharma, happiness from children, financial prosperity
★ 5th-lord gemstone (second)  —  Pearl (Mukta)
Moon is your 5th lord — the finest trikona position. According to the Parashara Hora Shastra the 5th lord's gemstone increases children, learning, intellect and meritorious deeds. It may be worn without fear in any circumstance.
Weight: 10–12 ratti
Metal: Silver
Finger: Index or ring finger (right hand)
Day: Monday, at sunrise
Mantra: Oṁ Somāya Namaḥ  (Recite 108 times at sunrise)
✓ Result: Peace of mind, happiness from the mother, memory
Forbidden gem combinations — never wear these together (Parāśara Horāśāstra)
Ruby + Blue Sapphire  —  Sun and Saturn are utter enemies
Ruby + Diamond  —  Sun and Venus are enemies
Pearl + Hessonite  —  Moon and Rahu are perpetually opposed
Yellow Sapphire + Emerald  —  Jupiter and Mercury are opposed
Red Coral + Blue Sapphire  —  Mars and Saturn are enemies
Kavaca (amulet) advice
A śāstra-based choice of kavaca, judged from the benefic or malefic nature of the planets and from the doṣas
✦ Baglamukhi Kavacha
Presiding deity: The goddess Baglamukhi (eighth of the Dasha Mahavidyas)
Counted from the Moon, Mars is placed in house 4 — the Mangalik dosha is present. This dosha brings delay in marriage, quarrels between husband and wife, and the breaking of ties. The goddess Baglamukhi quietens the fierceness of Mars and removes the obstacles to marriage.
Metal: Gold
Day: Tuesday or Friday — in yellow cloth, with yellow flowers
Direction of worship: Facing north
Bīja mantra: Om Hleem Baglamukhyai Namah
✓ Result: Quietens the Mangalik dosha, removes obstacles to marriage, overcomes enemies, brings victory in litigation, wards off black magic
Special note: Before obtaining the kavaca, have an experienced priest or astrologer perform its prāṇapratiṣṭhā at an auspicious moment. Wear it near the heart or on the left arm. Bathe and be clean when you put the kavaca on.
Consult an experienced astrologer before wearing a gemstone.
Dr. Prodyut Acharya · ☎ +91-93331-22768 · myastrology.in

What else is in the full report

Besides the sections above, this native's 90-page report contains:

The software behind this report

  • Planetary positions are computed by MyAstrology's own implementation of the VSOP87 planetary theory — not by a third-party service. Ayanamsa: Lahiri (Chitrapaksha). Rahu and Ketu: mean node, as in the printed Bishuddha Siddhanta Panjika. The clock actually in force at the birthplace on the birth date is used (war time, summer time).
  • Accuracy is measured, not assumed: positions are compared automatically with Swiss Ephemeris on 401 dates (1950–2050) and with the printed Bishuddha Siddhanta Panjika. Details: Technology.
  • Classical rules in code: Vimshottari periods from the classical table; Shadbala following B. V. Raman's Graha and Bhava Balas, checked against the 49 figures of the book's worked example.
  • Three chart styles — East Indian (Bengali), North Indian and South Indian — in the kundli, kundli matching, prashna and varshaphal tools; the PDF is printed in the chosen style.
  • No AI writes this free report — every page comes from the calculation engine and its rules.
  • The premium report (optional) uses exactly the same calculations; Google Gemini then writes a personalised interpretation from them — about 10–12 more pages — and Dr. Prodyut Acharya reads every report and corrects it where needed before delivery. AI helps with the writing — never with the astronomy. Details: Methodology.

Questions and answers

Can I see a sample kundli PDF?

Yes. This page is taken from a complete PDF report, and the whole report for a sample native can be opened free with the "Open the sample PDF" button. Your own kundli is free on the page; the full PDF report is paid.

How is a birth chart made?

It used to be worked out by hand from a panchang and ascendant tables. Now you enter the date, time and place of birth on the Kundli page and the chart, planetary positions, houses and dashas are produced at once — exactly like this page.

Can a kundli be read without the birth time?

Not fully. The Lagna changes sign roughly every two hours, so without the time the Lagna and the houses cannot be fixed. The Moon sign often stays the same all day, but the Moon moves about 13° a day, so the nakshatra can change. When the birth time is unknown, Prashna (horary astrology) is an alternative.

Is this report written by AI?

No. The free kundli and the PDF report are produced entirely by MyAstrology's own calculation engine. Only the interpretation in the optional premium report is written by Google Gemini, from the same calculations — and Dr. Prodyut Acharya reads every one.

Who is the native in this sample?

No one — the birth details are fictional (15 January 1990, 10:30 am, Kolkata (India)). The sample was produced by the same engine that makes every MyAstrology kundli and PDF report.

Astrology shows tendencies, not certainties. Remedies are optional traditional practices — not a substitute for medical, legal or financial advice.

Make your own kundli — free